/* =====================================================================
     CO-OP COMMAND — DESIGN SYSTEM
     Disciplined type scale, surgical color, 3 repeating patterns:
       1. Section header (eyebrow + h2 + dek)
       2. Split content (copy + diagram, or copy alone)
       3. Row list (rule-divided label/description rows)
     Headlines use a heavy display face (Archivo Black) for a distinct,
     branded feel; body copy stays on Public Sans for readability.
     Gold is the secondary accent — used sparingly, on top of navy.
     ===================================================================== */

  :root {
    --paper:        #ffffff;
    --paper-raised: #f7f8fa;
    --ink:          #0a1830;
    --ink-soft:     #4b5563;
    --ink-mute:     #6b7280;
    --rule:         #e2e5ea;
    --rule-soft:    #edeff2;
    --accent:       #1a56db;
    --accent-deep:  #0f3ea8;
    --gold:         #c9932c;
    --gold-deep:    #9c7220;
    --gold-soft:    #f6ecd7;
    --good:         #1a6b45;
    --shadow-sm: 0 1px 2px rgba(10,24,48,0.06), 0 2px 8px -4px rgba(10,24,48,0.08);
    --radius: 6px;
  }

  * { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body {
    background: var(--paper);
    color: var(--ink-soft);
    font-family: "Public Sans", ui-sans-serif, system-ui, -apple-system, sans-serif;
    font-size: 16px;
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
  }
  img { max-width: 100%; }
  a { color: inherit; }
  ::selection { background: rgba(26,86,219,0.14); color: var(--accent-deep); }
  :focus-visible { outline: 2px solid var(--accent); outline-offset: 2px; }

  .wrap { max-width: 1120px; margin: 0 auto; padding: 0 32px; }

  /* ---------- Type scale: tight, 4 sizes total ---------- */
  h1, h2, h3, h4 {
    color: var(--ink);
    font-weight: 700;
    letter-spacing: -0.02em;
    line-height: 1.1;
    text-wrap: balance;
  }
  h1, h2 {
    font-family: "Archivo Black", "Public Sans", ui-sans-serif, system-ui, sans-serif;
    font-weight: 400;
    letter-spacing: -0.01em;
    line-height: 1.05;
    text-transform: uppercase;
  }
  h3, h4 { font-family: "Public Sans", ui-sans-serif, system-ui, sans-serif; }
  h1 { font-size: 46px; }
  h2 { font-size: 30px; }
  h3 { font-size: 20px; letter-spacing: -0.01em; }
  h4 { font-size: 16px; letter-spacing: -0.005em; }
  h1 em, h2 em { font-style: normal; color: var(--gold-deep); }

  p { font-size: 16px; color: var(--ink-soft); }
  p.dek { font-size: 18px; color: var(--ink-soft); max-width: 56ch; }

  .eyebrow {
    font-size: 13px; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase;
    color: var(--accent); margin-bottom: 12px; display: block;
  }
  .eyebrow.on-dark { color: #7ea3f0; }

  /* ---------- Links / interactive underline (the only decorative accent) ---------- */
  .text-link {
    color: var(--accent); font-weight: 600; text-decoration: underline;
    text-underline-offset: 3px; text-decoration-color: rgba(26,86,219,0.35);
  }
  .text-link:hover { text-decoration-color: var(--accent); }

  /* ================= NAV ================= */
  header.site-nav {
    position: sticky; top: 0; z-index: 100;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(8px);
    border-bottom: 1px solid var(--rule);
  }
  .nav-row { display: flex; align-items: center; justify-content: space-between; padding: 12px 0; gap: 24px; }
  .logo { display: inline-flex; align-items: center; text-decoration: none; }
  .logo img { height: 64px; width: auto; display: block; }
  .logo .mark { display: none; }
  footer.site-footer .logo img { height: 56px; }
  nav.links { display: flex; gap: 30px; align-items: center; font-size: 14px; font-weight: 500; }
  nav.links > a, .nav-dropdown > .dd-trigger {
    text-decoration: none; color: var(--ink-mute); transition: color .15s ease;
  }
  nav.links > a:hover, nav.links > a[aria-current="page"],
  .nav-dropdown:hover > .dd-trigger, .nav-dropdown:focus-within > .dd-trigger { color: var(--ink); }
  .nav-cta {
    background: var(--ink); color: #fff !important; padding: 9px 18px;
    border-radius: var(--radius); font-weight: 600; font-size: 14px;
    text-decoration: none; transition: background .15s ease;
  }
  .nav-cta:hover { background: var(--accent); }
  .nav-actions { display: flex; align-items: center; gap: 10px; }
  .nav-login {
    color: var(--ink) !important; padding: 8px 16px; border: 1.5px solid var(--ink);
    border-radius: var(--radius); font-weight: 600; font-size: 14px;
    text-decoration: none; transition: background .15s ease, color .15s ease;
  }
  .nav-login:hover { background: var(--ink); color: #fff !important; }

  .nav-dropdown { position: relative; display: flex; }
  .nav-dropdown > .dd-trigger { display: flex; align-items: center; gap: 6px; cursor: pointer; padding: 10px 0; }
  .dd-trigger .dd-caret { font-size: 9px; transition: transform .15s ease; }
  .nav-dropdown:hover .dd-caret, .nav-dropdown:focus-within .dd-caret, .nav-dropdown.open .dd-caret { transform: rotate(180deg); }
  .dd-panel {
    position: absolute; top: 100%; left: 50%; transform: translateX(-50%);
    width: 300px; background: #fff; border: 1px solid var(--rule); border-radius: var(--radius);
    box-shadow: 0 8px 24px -8px rgba(10,24,48,0.18); padding: 8px; opacity: 0; pointer-events: none;
    transition: opacity .12s ease .18s; z-index: 50;
  }
  /* invisible bridge so the pointer can travel from the trigger to the panel without losing hover */
  .dd-panel::before { content: ""; position: absolute; left: 0; right: 0; top: -14px; height: 14px; }
  .nav-dropdown:hover .dd-panel, .nav-dropdown:focus-within .dd-panel, .nav-dropdown.open .dd-panel {
    opacity: 1; pointer-events: auto; transition-delay: 0s;
  }
  .dd-panel a {
    display: flex; flex-direction: column; gap: 2px; padding: 10px 12px; border-radius: 4px;
    text-decoration: none; color: var(--ink); font-weight: 600; font-size: 13.5px;
    transition: background .1s ease;
  }
  .dd-panel a:hover { background: var(--paper-raised); }
  .dd-panel a span.dd-sub { font-weight: 400; color: var(--ink-mute); font-size: 12px; }

  /* ================= BUTTONS (the only place accent color fills a background) ================= */
  .btn {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 12px 22px; border-radius: var(--radius); font-weight: 600; font-size: 14.5px;
    text-decoration: none; transition: background .15s ease, border-color .15s ease;
    border: 1px solid transparent; white-space: nowrap;
  }
  .btn-primary { background: var(--gold); color: var(--ink); }
  .btn-primary:hover { background: var(--gold-deep); color: #fff; }
  .btn-ghost { background: transparent; color: var(--ink); border-color: var(--rule); }
  .btn-ghost:hover { border-color: var(--ink); }
  .btn-arrow { transition: transform .15s ease; }
  .btn:hover .btn-arrow { transform: translateX(3px); }

  /* ================= HERO ================= */
  .hero { padding: 96px 0 88px; }
  .hero h1 { max-width: 19ch; margin-bottom: 20px; }
  .hero .dek { margin-bottom: 32px; }
  .hero-ctas { display: flex; gap: 12px; flex-wrap: wrap; }

  /* Hero stat strip — numbers use h2 scale, no giant separate size */
  .stat-strip {
    margin-top: 72px; border-top: 1px solid var(--rule);
    display: grid; grid-template-columns: repeat(4, 1fr);
  }
  .stat-strip > div { padding: 24px 28px 0 0; }
  .stat-strip .stat-num { font-size: 32px; font-weight: 700; color: var(--ink); letter-spacing: -0.02em; display: block; margin-bottom: 6px; }
  .stat-strip .stat-lbl { font-size: 13.5px; color: var(--ink-mute); line-height: 1.45; max-width: 24ch; }

  /* ================= SECTION SCAFFOLDING ================= */
  section { position: relative; }
  .band-top { border-top: 1px solid var(--rule); }
  .band-raised { background: var(--paper-raised); }
  .section-pad { padding: 88px 0; }

  /* Pattern 1: section header — eyebrow + h2 + dek, used at top of every content section */
  .section-head { max-width: 640px; margin-bottom: 52px; }
  .section-head h2 { margin-bottom: 14px; }

  /* ================= PATTERN 2: SPLIT CONTENT ================= */
  .split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
  .split.reverse .split-copy { order: 2; }
  .split.reverse .split-figure { order: 1; }
  .split-copy h2 { margin-bottom: 14px; }
  .split-copy .dek { margin-bottom: 28px; }

  .detail-list { display: flex; flex-direction: column; }
  .detail-item { display: flex; gap: 16px; padding: 18px 0; border-top: 1px solid var(--rule-soft); }
  .detail-item:first-child { border-top: none; padding-top: 0; }
  .detail-item .di-mark { width: 6px; height: 6px; border-radius: 50%; background: var(--accent); margin-top: 9px; flex-shrink: 0; }
  .detail-item h4 { margin-bottom: 4px; }
  .detail-item p { font-size: 14.5px; }

  /* Split figure — a real labeled diagram frame, never a fake app/dashboard */
  .split-figure {
    border: 1px solid var(--rule); border-radius: var(--radius); padding: 32px;
    background: var(--paper-raised);
  }
  .split-figure .fig-label {
    font-size: 12px; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase;
    color: var(--ink-mute); margin-bottom: 20px;
  }

  /* ================= PATTERN 3: ROW LIST ================= */
  .row-list { border-top: 1px solid var(--ink); }
  .row-item { display: grid; grid-template-columns: 64px 1fr; gap: 24px; padding: 28px 0; border-bottom: 1px solid var(--rule); }
  .row-item .ri-num { font-size: 14px; font-weight: 700; color: var(--ink-mute); padding-top: 2px; font-variant-numeric: tabular-nums; }
  .row-item .ri-tag { display: block; font-size: 12px; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase; color: var(--accent); margin-bottom: 6px; }
  .row-item h3 { margin-bottom: 6px; }
  .row-item p { font-size: 14.5px; max-width: 68ch; }
  .row-item p:not(:last-child) { margin-bottom: 8px; }
  .row-item p.emphasis { color: var(--ink); font-weight: 500; }
  .row-list.on-dark { border-top-color: #fff; }
  .row-list.on-dark .row-item { border-bottom-color: rgba(255,255,255,0.14); }
  .row-list.on-dark .ri-num { color: rgba(255,255,255,0.5); }
  .row-list.on-dark h3 { color: #fff; }
  .row-list.on-dark p { color: rgba(255,255,255,0.72); }

  /* Row list with a link (used for the platform-teaser index on the homepage) */
  .row-item.linked { align-items: center; text-decoration: none; color: inherit; transition: background .15s ease; }
  .row-item.linked:hover { background: var(--paper-raised); }
  .row-item .ri-go {
    font-size: 13px; font-weight: 600; display: inline-flex; align-items: center; gap: 6px; margin-top: 10px;
    text-decoration: underline; text-underline-offset: 3px; color: var(--ink);
  }
  .row-item.linked:hover .ri-go { color: var(--accent); }

  /* ================= COMPARISON SHEET ================= */
  .sheet { border: 1px solid var(--rule); border-radius: var(--radius); overflow: hidden; background: var(--paper); }
  .sheet-head { padding: 16px 24px; border-bottom: 1px solid var(--rule); font-size: 12px; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase; color: var(--ink-mute); display: flex; justify-content: space-between; }
  .sheet-row { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 14px 24px; border-bottom: 1px solid var(--rule-soft); font-size: 14.5px; }
  .sheet-row:last-child { border-bottom: none; }
  .sheet-row.is-gap .label { color: var(--ink-mute); }
  .check { width: 16px; height: 16px; border-radius: 3px; display: inline-flex; align-items: center; justify-content: center; flex-shrink: 0; font-size: 11px; font-weight: 700; }
  .check.yes { background: rgba(26,107,69,0.12); color: var(--good); }
  .check.no { background: var(--rule-soft); color: var(--ink-mute); }

  /* ================= FAQ ================= */
  .faq-list { max-width: 800px; }
  details.faq-item { border-bottom: 1px solid var(--rule); padding: 22px 0; }
  details.faq-item:first-child { padding-top: 0; }
  details.faq-item summary { cursor: pointer; font-weight: 600; font-size: 16px; list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 20px; color: var(--ink); }
  details.faq-item summary::-webkit-details-marker { display: none; }
  .faq-toggle { font-size: 18px; color: var(--ink-mute); flex-shrink: 0; width: 20px; text-align: center; transition: transform .2s ease; }
  details.faq-item[open] .faq-toggle { transform: rotate(45deg); }
  details.faq-item p { margin-top: 14px; font-size: 15px; max-width: 68ch; }

  /* ================= FINAL CTA (quiet, no color block) ================= */
  section.final-cta { padding: 96px 0; border-top: 1px solid var(--rule); text-align: center; }
  .final-cta h2 { max-width: 20ch; margin: 0 auto 16px; }
  .final-cta .dek { margin: 0 auto 32px; }
  .final-cta .hero-ctas { justify-content: center; }

  /* ================= FOOTER ================= */
  footer.site-footer { background: var(--ink); color: #9aa3b5; padding: 64px 0 28px; }
  .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
  .footer-brand .logo { margin-bottom: 14px; }
  .footer-brand p { font-size: 13.5px; max-width: 32ch; color: #7a8296; }
  footer.site-footer h5 { color: #fff; font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.04em; margin-bottom: 16px; }
  footer.site-footer ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
  footer.site-footer a { text-decoration: none; color: #9aa3b5; font-size: 14px; }
  footer.site-footer a:hover { color: #fff; }
  .footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 24px; display: flex; justify-content: space-between; font-size: 13px; color: #5c6478; flex-wrap: wrap; gap: 12px; }

  /* ================= PAGE HEADER (sub-pages) ================= */
  .page-header {
    padding: 56px 0 64px; border-bottom: 1px solid var(--rule);
    background: repeating-linear-gradient(135deg, rgba(10,24,48,0.025) 0px, rgba(10,24,48,0.025) 1px, transparent 1px, transparent 44px);
  }
  .page-header .breadcrumb { font-size: 13px; font-weight: 500; color: var(--ink-mute); margin-bottom: 20px; display: flex; align-items: center; gap: 8px; }
  .page-header .breadcrumb a { color: var(--ink-mute); text-decoration: none; }
  .page-header .breadcrumb a:hover { color: var(--accent); }
  .page-header h1 { font-size: 38px; max-width: 21ch; margin-bottom: 16px; }
  .page-header .dek { font-size: 18px; max-width: 56ch; }
  .page-header.center { text-align: center; }
  .page-header.center .breadcrumb { justify-content: center; }
  .page-header.center h1, .page-header.center .dek { margin-left: auto; margin-right: auto; }

  /* ================= PLATFORM PILLARS (the one deliberate card grid — 3 true peer options) ================= */
  .pillar-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--rule); border: 1px solid var(--rule); border-radius: var(--radius); overflow: hidden; }
  .pillar-card { background: var(--paper); padding: 32px 28px; display: flex; flex-direction: column; text-decoration: none; color: inherit; transition: background .15s ease; }
  .pillar-card:hover { background: var(--paper-raised); }
  .pillar-card .pc-num { font-size: 13px; font-weight: 600; color: var(--accent); margin-bottom: 20px; }
  .pillar-card h3 { margin-bottom: 10px; }
  .pillar-card p { font-size: 14.5px; margin-bottom: 20px; flex: 1; }
  .pillar-card .pc-go { font-size: 13px; font-weight: 600; display: flex; align-items: center; gap: 6px; text-decoration: underline; text-underline-offset: 3px; }
  .pillar-card:hover .pc-go { color: var(--accent); }

  /* ================= CONTACT FORM ================= */
  .contact-grid { display: grid; grid-template-columns: 1fr 0.8fr; gap: 64px; align-items: start; }
  .contact-form { border: 1px solid var(--rule); border-radius: var(--radius); padding: 32px; }
  .form-row { display: flex; flex-direction: column; gap: 8px; margin-bottom: 20px; }
  .form-row.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 0; }
  .form-row label { font-size: 13px; font-weight: 600; color: var(--ink); }
  .form-row label .opt { font-weight: 400; color: var(--ink-mute); }
  .form-row input, .form-row textarea {
    font: inherit; font-size: 14.5px; padding: 11px 14px; border: 1px solid var(--rule);
    border-radius: 4px; background: var(--paper); color: var(--ink); width: 100%;
    transition: border-color .15s ease;
  }
  .form-row input:focus, .form-row textarea:focus { outline: none; border-color: var(--accent); }
  .form-row textarea { resize: vertical; min-height: 100px; }
  .form-two-block { display: flex; flex-direction: column; gap: 20px; margin-bottom: 20px; }
  .contact-side .cs-block { padding: 22px 0; border-top: 1px solid var(--rule); }
  .contact-side .cs-block:first-child { border-top: none; padding-top: 0; }
  .contact-side h4 { margin-bottom: 8px; }
  .contact-side p { font-size: 14px; }

  /* =====================================================================
     DIAGRAMS — real explanatory figures, live inside .split-figure or standalone
     ===================================================================== */

  /* Ecosystem flow */
  .ecosystem-hub { text-align: center; margin-bottom: 24px; }
  .ecosystem-hub .eh-label { font-size: 11px; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 8px; }
  .ecosystem-hub .eh-name { display: inline-block; border: 2px solid var(--ink); padding: 8px 24px; font-weight: 700; font-size: 16px; }
  .ecosystem-clusters { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--ink); }
  .ecosystem-cluster { padding: 18px 16px; border-right: 1px solid var(--rule); }
  .ecosystem-cluster:last-child { border-right: none; }
  .ecosystem-cluster .ec-title { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.02em; color: var(--ink); border-top: 2px solid var(--accent); padding-top: 10px; margin-bottom: 12px; }
  .ecosystem-cluster .ec-item { padding: 8px 0; border-top: 1px solid var(--rule-soft); }
  .ecosystem-cluster .ec-item:first-child { border-top: none; }
  .ecosystem-cluster .ec-item .ec-name { font-size: 12.5px; font-weight: 700; color: var(--ink); }
  .ecosystem-cluster .ec-item .ec-role { font-size: 11px; color: var(--ink-mute); margin-top: 2px; line-height: 1.35; }
  @media (max-width: 760px) {
    .ecosystem-clusters { grid-template-columns: 1fr 1fr; }
    .ecosystem-cluster:nth-child(2) { border-right: none; }
    .ecosystem-cluster:nth-child(3), .ecosystem-cluster:nth-child(4) { border-top: 1px solid var(--rule); }
  }

  /* Onboarding timeline */
  .day-timeline { overflow-x: auto; }
  .day-timeline > * { min-width: 600px; }
  .day-scale { display: grid; grid-template-columns: repeat(10, 1fr); font-size: 11px; color: var(--ink-mute); margin-bottom: 8px; }
  .day-scale span { border-left: 1px solid var(--rule); padding-left: 8px; }
  .day-scale span:first-child { border-left: none; padding-left: 0; }
  .day-track { position: relative; height: 150px; border: 1px solid var(--rule); display: grid; grid-template-columns: repeat(10, 1fr); }
  .day-track > div { border-left: 1px solid var(--rule-soft); }
  .day-track > div:first-child { border-left: none; }
  .day-segments { position: absolute; inset: 0; }
  .day-seg { position: absolute; top: 10px; height: 34px; display: flex; align-items: center; padding: 0 12px; font-size: 12px; font-weight: 600; color: #fff; white-space: nowrap; overflow: hidden; border-radius: 3px; }
  .day-seg.fixed { background: var(--accent); }
  .day-seg.variable { background: repeating-linear-gradient(135deg, var(--ink) 0px, var(--ink) 8px, var(--ink-soft) 8px, var(--ink-soft) 16px); }
  .day-legend-row { display: flex; gap: 24px; margin-top: 24px; flex-wrap: wrap; }
  .day-legend-item { flex: 1; min-width: 200px; }
  .day-legend-item .dot-label { display: flex; align-items: center; gap: 8px; font-size: 13.5px; font-weight: 600; color: var(--ink); }
  .day-legend-item .sw { width: 11px; height: 11px; border-radius: 2px; flex-shrink: 0; }
  .day-legend-item .sw.fixed { background: var(--accent); }
  .day-legend-item .sw.variable { background: repeating-linear-gradient(135deg, var(--ink) 0px, var(--ink) 4px, var(--ink-soft) 4px, var(--ink-soft) 8px); }
  .day-legend-item p { margin-top: 4px; font-size: 12.5px; }

  /* Role/access rows (nested inside row-list) */
  .role-body { display: grid; grid-template-columns: 220px 1fr; gap: 24px; }
  .role-body .role-level { font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.04em; color: var(--ink-mute); margin-bottom: 4px; }
  .role-body .can { display: flex; flex-direction: column; gap: 6px; }
  .role-body .can div { font-size: 13.5px; color: var(--ink-soft); padding-left: 16px; position: relative; }
  .role-body .can div::before { content: "—"; position: absolute; left: 0; color: var(--accent); }
  @media (max-width: 700px) { .role-body { grid-template-columns: 1fr; gap: 6px; } }

  /* Creative lock spectrum */
  .lock-spectrum { display: flex; gap: 24px; }
  .lock-cell { flex: 1; border-top: 1px solid var(--ink); padding-top: 16px; }
  .lock-cell .bar { height: 3px; margin-bottom: 14px; background: var(--accent); }
  .lock-cell.l1 .bar { width: 90%; }
  .lock-cell.l2 .bar { width: 60%; opacity: 0.65; }
  .lock-cell.l3 .bar { width: 30%; opacity: 0.4; }
  .lock-cell h4 { margin-bottom: 6px; }
  .lock-cell p { font-size: 13px; }
  .lock-cell .eg { margin-top: 10px; font-size: 11.5px; color: var(--ink-mute); }
  @media (max-width: 700px) { .lock-spectrum { flex-direction: column; gap: 24px; } }

  /* Payment split */
  .split-bar { display: flex; height: 32px; border-radius: 4px; overflow: hidden; }
  .split-bar .seg { display: flex; align-items: center; justify-content: center; font-size: 12px; font-weight: 600; color: #fff; }
  .split-bar .seg.corp { background: var(--accent); }
  .split-bar .seg.local { background: var(--ink-mute); }
  .payment-modes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
  .pay-card { border-top: 1px solid var(--ink); padding-top: 14px; }
  .pay-card h4 { margin-bottom: 10px; font-size: 14px; }
  .pay-card p { margin-top: 10px; font-size: 12.5px; }
  @media (max-width: 800px) { .payment-modes { grid-template-columns: 1fr; } }

  /* Channel catalog */
  .channel-group .cg-cat { font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.04em; color: var(--accent); margin-bottom: 10px; }
  .channel-group .cg-items { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px 28px; }
  .channel-group h4 { margin-bottom: 3px; font-size: 14px; }
  .channel-group p { font-size: 13px; }
  @media (max-width: 700px) { .channel-group .cg-items { grid-template-columns: 1fr; } }
  .row-list.on-dark .channel-group .cg-cat { color: #7ea3f0; }
  .row-list.on-dark .channel-group h4 { color: #fff; }

  /* Process flow diagram (fund → spend → route → report) */
  .process-flow { display: grid; grid-template-columns: repeat(4, 1fr); border: 1px solid var(--rule); border-radius: var(--radius); overflow: hidden; }
  .process-step { padding: 22px 20px; border-right: 1px solid var(--rule); background: var(--paper); }
  .process-step:last-child { border-right: none; }
  .process-step .ps-num { font-size: 12px; font-weight: 600; color: var(--accent); margin-bottom: 10px; }
  .process-step h4 { margin-bottom: 6px; font-size: 14.5px; }
  .process-step p { font-size: 12.5px; }
  @media (max-width: 760px) {
    .process-flow { grid-template-columns: 1fr 1fr; }
    .process-step:nth-child(2) { border-right: none; }
    .process-step:nth-child(3), .process-step:nth-child(4) { border-top: 1px solid var(--rule); }
  }

  /* Radius/territory map diagram */
  .radius-map {
    position: relative; height: 200px; border: 1px solid var(--rule); border-radius: 4px;
    background-image: repeating-linear-gradient(0deg, var(--rule-soft) 0 1px, transparent 1px 24px),
      repeating-linear-gradient(90deg, var(--rule-soft) 0 1px, transparent 1px 24px);
    overflow: hidden; margin-bottom: 20px;
  }
  .radius-map .radius-ring { position: absolute; border: 1.5px solid var(--accent); border-radius: 50%; opacity: 0.5; }
  .radius-map .radius-dot { position: absolute; width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 4px rgba(26,86,219,0.15); }
  .radius-stat { display: flex; justify-content: space-between; align-items: baseline; padding-top: 4px; border-top: 1px solid var(--rule); }
  .radius-stat .rs-label { font-size: 13px; color: var(--ink-mute); }
  .radius-stat .rs-value { font-size: 20px; font-weight: 700; color: var(--ink); }

  /* ================= PHOTO BAND (Chase-style color block with real photography) ================= */
  section.photo-band {
    background:
      repeating-linear-gradient(135deg, rgba(255,255,255,0.035) 0px, rgba(255,255,255,0.035) 1px, transparent 1px, transparent 44px),
      var(--ink);
    color: #fff; padding: 88px 0; overflow: hidden; position: relative;
  }
  .photo-band .pb-grid {
    display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; position: relative; z-index: 1;
  }
  .photo-band.reverse .pb-grid { direction: rtl; }
  .photo-band.reverse .pb-grid > * { direction: ltr; }
  .photo-band .eyebrow { color: #7ea3f0; }
  .photo-band h2 { color: #fff; margin-bottom: 14px; max-width: 14ch; }
  .photo-band h1 { color: #fff; margin-bottom: 14px; max-width: 20ch; }
  .photo-band p.dek { color: rgba(255,255,255,0.78); margin-bottom: 28px; }
  .photo-band .btn-primary { background: var(--gold); color: var(--ink); }
  .photo-band .btn-primary:hover { background: var(--gold-deep); color: #fff; }
  .photo-band .btn-ghost { border-color: rgba(255,255,255,0.35); color: #fff; }
  .photo-band .btn-ghost:hover { border-color: #fff; }
  .photo-band .pb-photo {
    position: relative; border-radius: 8px; overflow: hidden; aspect-ratio: 4 / 3;
    box-shadow: 0 24px 64px -24px rgba(0,0,0,0.6);
  }
  .photo-band .pb-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }

  /* ================= PRODUCT MOCKUP (stylized dashboard graphic, hero) ================= */
  .mockup-wrap { position: relative; padding: 20px 10px 34px 34px; }
  .mockup-panel {
    background: #fff; border-radius: 10px; overflow: hidden;
    box-shadow: 0 32px 72px -20px rgba(0,0,0,0.55);
    transform: rotate(-2deg);
  }
  .mockup-topbar {
    display: flex; align-items: center; gap: 14px; padding: 12px 16px;
    border-bottom: 1px solid var(--rule-soft); background: var(--paper-raised);
  }
  .mockup-dots { display: flex; gap: 5px; }
  .mockup-dots span { width: 8px; height: 8px; border-radius: 50%; background: var(--rule); display: block; }
  .mockup-tab { font-size: 12px; font-weight: 600; color: var(--ink-mute); }
  .mockup-body { padding: 20px; }
  .mockup-balance {
    background: var(--ink); border-radius: 8px; padding: 16px 18px; margin-bottom: 16px;
  }
  .mb-label { display: block; font-size: 11px; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase; color: #8fa3c4; margin-bottom: 6px; }
  .mb-value { display: block; font-size: 26px; font-weight: 700; color: #fff; letter-spacing: -0.01em; margin-bottom: 10px; }
  .mb-bar { height: 6px; border-radius: 3px; background: rgba(255,255,255,0.14); overflow: hidden; }
  .mb-fill { height: 100%; background: var(--gold); border-radius: 3px; }
  .mockup-rows { display: flex; flex-direction: column; gap: 10px; }
  .mockup-row {
    display: flex; align-items: center; gap: 10px; padding: 10px 12px;
    background: var(--paper-raised); border-radius: 6px;
  }
  .mr-dot { width: 8px; height: 8px; border-radius: 50%; flex-shrink: 0; }
  .mr-dot.ok { background: var(--good); }
  .mr-dot.pending { background: var(--gold); }
  .mr-text { font-size: 13px; font-weight: 500; color: var(--ink); flex: 1; }
  .mr-amt { font-size: 13px; font-weight: 700; color: var(--ink-mute); font-variant-numeric: tabular-nums; }

  .mockup-callout {
    position: absolute; display: flex; align-items: center; gap: 8px;
    background: #fff; border-radius: 999px; padding: 9px 16px 9px 12px;
    font-size: 12.5px; font-weight: 600; color: var(--ink);
    box-shadow: 0 12px 28px -8px rgba(0,0,0,0.35);
  }
  .mc-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--gold); flex-shrink: 0; }
  .mc-1 { top: 4%; left: 2%; }
  .mc-2 { bottom: -3%; right: 6%; }
  .photo-band.reverse .mc-1 { left: auto; right: 2%; }
  .photo-band.reverse .mc-2 { right: auto; left: 6%; }
  @media (max-width: 640px) { .mockup-callout { display: none; } }

  .mockup-roles { display: flex; flex-direction: column; gap: 8px; }
  .mockup-role {
    display: flex; align-items: center; gap: 12px; padding: 10px 12px;
    border-radius: 6px; background: var(--paper-raised); opacity: 0.55;
  }
  .mockup-role.active { background: #eef3ff; opacity: 1; }
  .mrole-avatar {
    width: 30px; height: 30px; border-radius: 50%; background: var(--ink); color: #fff;
    font-size: 12px; font-weight: 700; display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
  }
  .mockup-role.active .mrole-avatar { background: var(--accent); }
  .mrole-name { display: block; font-size: 13px; font-weight: 600; color: var(--ink); }
  .mrole-view { display: block; font-size: 11.5px; color: var(--ink-mute); }

  .mockup-chain { display: flex; flex-direction: column; gap: 10px; }
  .mchain-step { display: flex; align-items: center; gap: 12px; padding: 10px 12px; border-radius: 6px; background: var(--paper-raised); }
  .mchain-step.current { background: var(--gold-soft); }
  .mchain-mark {
    width: 26px; height: 26px; border-radius: 50%; flex-shrink: 0;
    display: flex; align-items: center; justify-content: center;
    font-size: 12px; font-weight: 700; color: #fff; background: var(--ink-mute);
  }
  .mchain-step.done .mchain-mark { background: var(--good); }
  .mchain-step.current .mchain-mark { background: var(--gold-deep); }
  .mchain-name { display: block; font-size: 13px; font-weight: 600; color: var(--ink); }
  .mchain-who { display: block; font-size: 11.5px; color: var(--ink-mute); }

  .mockup-tiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; }
  .mtile {
    display: flex; flex-direction: column; align-items: flex-start; gap: 10px;
    padding: 14px 10px; border-radius: 6px; background: var(--paper-raised);
    font-size: 12px; font-weight: 600; color: var(--ink);
  }
  .mtile-ico {
    width: 26px; height: 26px; border-radius: 6px; background: #fff; border: 1px solid var(--rule);
    display: flex; align-items: center; justify-content: center; font-size: 13px; color: var(--accent);
  }
  .photo-band .pb-ring {
    position: absolute; border: 1px dashed rgba(255,255,255,0.25); border-radius: 50%;
    width: 460px; height: 460px; top: 50%; right: -140px; transform: translateY(-50%);
    z-index: 0; pointer-events: none;
  }
  @media (max-width: 860px) {
    .photo-band .pb-grid, .photo-band.reverse .pb-grid { grid-template-columns: 1fr; direction: ltr; gap: 32px; }
    .photo-band .pb-ring { display: none; }
  }

  /* Compact photo card — used inline within a light section (Chase's floating product-card pattern) */
  .photo-card-row { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; margin-top: 32px; }
  .photo-card {
    border: 1px solid var(--rule); border-radius: 8px; overflow: hidden; background: var(--paper);
    box-shadow: var(--shadow-sm);
  }
  .photo-card img { width: 100%; height: 180px; object-fit: cover; display: block; }
  .photo-card .pc-body { padding: 20px; }
  .photo-card .pc-tag { font-size: 12px; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase; color: var(--accent); margin-bottom: 8px; display: block; }
  .photo-card h4 { margin-bottom: 8px; font-size: 16px; }
  .photo-card p { font-size: 13.5px; margin-bottom: 16px; }
  @media (max-width: 700px) { .photo-card-row { grid-template-columns: 1fr; } }

  /* ================= DARK SECTION (visual landmark, no photo) ================= */
  section.band-dark { background: var(--ink); color: #fff; padding: 88px 0; }
  .band-dark .eyebrow.on-dark { color: #7ea3f0; }
  .band-dark h2 { color: #fff; }
  .band-dark p.dek { color: rgba(255,255,255,0.72); }

  .process-flow-bold { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
  .pfb-step {
    background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.12);
    border-radius: 8px; padding: 28px 24px;
  }
  .pfb-num {
    display: block; font-size: 40px; font-weight: 800; color: var(--accent); line-height: 1;
    margin-bottom: 16px; letter-spacing: -0.02em;
  }
  .band-dark .pfb-num { color: #7ea3f0; }
  .pfb-tag { display: block; font-size: 11px; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: rgba(255,255,255,0.5); margin-bottom: 8px; }
  .pfb-step h4 { color: #fff; margin-bottom: 8px; font-size: 16px; }
  .pfb-step p { color: rgba(255,255,255,0.68); font-size: 13.5px; }
  @media (max-width: 860px) { .process-flow-bold { grid-template-columns: 1fr 1fr; } }
  @media (max-width: 560px) { .process-flow-bold { grid-template-columns: 1fr; } }

  /* ================= LINE ICONS (stroke-based, one consistent set) ================= */
  .pc-icon {
    width: 40px; height: 40px; margin-bottom: 20px; color: var(--accent);
    display: flex; align-items: center; justify-content: center;
  }
  .pc-icon svg { width: 100%; height: 100%; stroke: currentColor; fill: none; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
  .pillar-card .pc-num { display: none; }
  .pillar-card .pc-tag { font-size: 13px; font-weight: 600; color: var(--accent); margin-bottom: 20px; display: block; }

  .row-item .pc-icon { width: 28px; height: 28px; margin-bottom: 0; margin-top: 4px; }
  .row-list.on-dark .row-item .pc-icon { color: #fff; }
  .cs-block .pc-icon { width: 26px; height: 26px; margin-bottom: 12px; }

  /* ================= OVERLAP CARD (pulls a section up over a photo-band above it) ================= */
  .overlap-wrap { margin-top: -96px; position: relative; z-index: 2; }
  .overlap-card {
    background: var(--paper); border: 1px solid var(--rule); border-radius: 12px;
    box-shadow: 0 24px 64px -24px rgba(10,24,48,0.28), 0 4px 16px -4px rgba(10,24,48,0.1);
    padding: 48px 56px;
  }
  @media (max-width: 860px) {
    .overlap-wrap { margin-top: -56px; }
    .overlap-card { padding: 32px 28px; }
  }

  /* ================= PROOF BAND (stat-forward, replaces a fabricated testimonial) ================= */
  .proof-band { border-top: 1px solid var(--rule); border-bottom: 1px solid var(--rule); }
  .proof-inner { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 56px; align-items: center; padding: 72px 0; }
  .proof-figure { font-size: 15px; font-weight: 600; color: var(--ink); }
  .proof-mark { font-size: 64px; font-weight: 800; color: var(--accent); line-height: 1; letter-spacing: -0.03em; display: block; margin-bottom: 20px; }
  .proof-stat-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
  .proof-stat-grid .stat-num { font-size: 28px; font-weight: 700; color: var(--ink); display: block; margin-bottom: 6px; }
  .proof-stat-grid .stat-lbl { font-size: 13px; color: var(--ink-mute); line-height: 1.4; }
  @media (max-width: 860px) {
    .proof-inner { grid-template-columns: 1fr; gap: 32px; padding: 56px 0; }
    .proof-stat-grid { grid-template-columns: 1fr 1fr; }
  }

  /* ================= NEWSLETTER ROW (footer) ================= */
  .footer-newsletter {
    border-top: 1px solid rgba(255,255,255,0.1); border-bottom: 1px solid rgba(255,255,255,0.1);
    padding: 32px 0; margin-bottom: 40px;
    display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap;
  }
  .footer-newsletter h4 { color: #fff; font-size: 16px; margin-bottom: 4px; }
  .footer-newsletter p { color: #9aa3b5; font-size: 13.5px; }
  .hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
  .form-status { margin-top: 14px; padding: 12px 14px; border-radius: var(--radius); font-size: 14px; display: none; }
  .form-status.ok { display: block; background: #e6f6ec; color: #1d6b3a; border: 1px solid #a8d9b9; }
  .form-status.err { display: block; background: #fbeaea; color: #8a2b2b; border: 1px solid #e0b0b0; }
  .newsletter-status { font-size: 12px; margin-top: 6px; min-height: 16px; }
  .newsletter-status.ok { color: #7fd19a; } .newsletter-status.err { color: #f2a0a0; }
  .newsletter-wrap { display: flex; flex-direction: column; }
  .newsletter-form { display: flex; gap: 10px; flex-shrink: 0; }
  .newsletter-form input {
    font: inherit; font-size: 14px; padding: 10px 14px; border-radius: var(--radius);
    border: 1px solid rgba(255,255,255,0.18); background: rgba(255,255,255,0.06); color: #fff;
    width: 240px;
  }
  .newsletter-form input::placeholder { color: #7a8296; }
  .newsletter-form input:focus { outline: none; border-color: var(--accent); }
  .newsletter-form button {
    background: var(--accent); color: #fff; border: none; border-radius: var(--radius);
    padding: 10px 20px; font: inherit; font-size: 14px; font-weight: 600; cursor: pointer;
    transition: background .15s ease;
  }
  .newsletter-form button:hover { background: var(--accent-deep); }
  @media (max-width: 620px) {
    .footer-newsletter { flex-direction: column; align-items: flex-start; }
    .newsletter-form { width: 100%; }
    .newsletter-form input { flex: 1; width: auto; }
  }

  /* ================= SCROLL REVEAL ================= */
  .reveal { opacity: 0; transform: translateY(10px); transition: opacity .5s ease, transform .5s ease; }
  .reveal.is-visible { opacity: 1; transform: translateY(0); }
  @media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; transition: none; } }

  /* ================= RESPONSIVE ================= */
  @media (max-width: 980px) {
    nav.links { display: none; }
    h1 { font-size: 38px; }
    h2 { font-size: 27px; }
    .split, .split.reverse { grid-template-columns: 1fr; gap: 36px; }
    .split.reverse .split-copy, .split.reverse .split-figure { order: unset; }
    .stat-strip { grid-template-columns: 1fr 1fr; row-gap: 24px; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .pillar-grid { grid-template-columns: 1fr; }
    .contact-grid { grid-template-columns: 1fr; gap: 36px; }
    .row-item { grid-template-columns: 44px 1fr; }
  }
  @media (max-width: 620px) {
    .section-pad { padding: 60px 0; }
    .hero { padding: 64px 0 56px; }
    .stat-strip { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; gap: 28px; }
    .footer-bottom { flex-direction: column; }
    .form-row.two-col { grid-template-columns: 1fr; gap: 20px; }
    .row-item { grid-template-columns: 1fr; gap: 6px; }
  }